Every business operation, regardless of size, location, sector or jurisdiction carries a potential legal liability to clients, employees and the public.  Increases in health & safety and environmental legislation, widening common law liabilities, the rapid growth of our compensation culture and substantial increases in the cost of personal injury claims have together conspired to place a heavy burden of financial risk on all businesses.

Liability insurance exists to protect against potentially crippling exposures.  Under threat of a significant claim, it can be the factor that ensures a company’s survival.

No two businesses will have exactly the same risk exposures and liability insurance programmes can be complex.  Ideally, they should integrate with existing risk management programmes and use insurers with the experience to understand the risks in question and provide the right combination of capacity and breadth of cover.

At Windsor we have over 30 staff working on liability programmes throughout the world.  With a combination of technical expertise and market knowledge, we design risk programmes specifically to match each client's risk profile and requirements.

We arrange liability programmes for a wide range of customers in the following sectors:

• Aviation

Contact - Stewart Pearce - +44 (0)20 7133 1269 - Aviation Division

Engineering & construction

• Energy
• Industrial & manufacturing
• Marine & cargo
• Mining
• Property
• Security

Contact - Neil Pearce - +44 (0)20 7133 1276 - Liability Division
Contact - Peter Blackshaw - +44 (0)20 7133 1281 - Liability Division
Contact - Chris Meredew - +44 (0)20 7133 1282 - Liability Division

• Pharmaceutical

Contact - Richard Kelly - +44 (0)20 7133 1243 - Pharmaceutical Division

• Renewable energy

Contact - Peter Rush - +44 (0)1273 668896 - Renewable Energy Division
Contact - Jessica Alner - +44 (0)1273 668896 - Renewable Energy Division
Contact - Dan McCormick - +44 (0)1273 668896 - Renewable Energy Division

• Sport
• Travel & leisure

Contact - David Anderson - +44 (0)20 7133 1216 - Sports & International Division

“Liability is a complex product; often poorly understood by those who place it.  Our industry experts can apply concentration and focus to this difficult class of business.”