As insurance cover grows more complex, with policy conditions tightening, exclusions becoming the norm and premiums placing an ever greater burden on the bottom line, companies are increasingly looking for ways to contain their risk and consequently their insurance expenditure.  Windsor has risk management specialists who can help you understand your risk exposures and implement effective risk management processes.

We can help you to:

• Avoid those unwanted surprises and workplace accidents that increase your operating costs.
• Demonstrate your existing risk control measures and health & safety systems to insurers when negotiating insurance programmes.
• Understand your actual risks and decide which you can safely retain and which you need to transfer into the insurance market place.
• Increase awareness and understanding of risk across all levels of your organisation and develop a risk aware culture.
• Build the operating systems that ensure you are complying with legal obligations and working towards industry best practice.
• Make risk management a practical tool that you can use throughout your workplace.

Our risk management facility is available to all our clients and can either be incorporated into your insurance programme or offered under separate agreement.  We recognise that each company is different, be it in size, location or operation and each programme we develop is bespoke.  Elements within a risk management programme can include:

• Health & safety systems
• Property and fire controls
• Security controls
• Employee recruitment
• Employee training
• Disciplinary procedures
• Accident investigation and reporting
• Claims handling and meeting the loss adjuster
• Environmental issues
• Business continuity planning assistance
• Directors responsibilities
• Specific audit programmes
• Safety culture work programmes
• Workplace health monitoring programmes
• Risk management seminars and events

Our Professional Indemnity Division offers a specialist risk management service aimed at reducing professional negligence claims including:

• Risk Management Survey
• Review of specific control
• Post loss review
• Risk profiling exercise
• Seminars
• Merger or Acquisition

Contact - Steve Ray - +44 (0)20 7133 1474 - Professional Indemnity

“At Windsor we aim to promote best practices throughout industries
and to provide assistance wherever we can.”