Our Professional Indemnity Division is a market leader in all types of professional indemnity cover, with particular expertise in directors’ and officers’ legal liability and errors and omissions insurances.

The placing of an innovative and competitive programme is central to our service. Once, however, we have placed a policy in the market, our work is really just beginning. We regard an integral part of our service to be the continuing provision of advice to our clients.

Continuous contact can also involve any issue of interest from within the property profession and other professions, both here and overseas.
It will involve assisting with loss prevention.  We will gladly assist with seminars, circulars, articles etc and happily liaise on a face to face basis with the network of offices.

We have specialist Risk Management firms who assist with ensuring group procedures are assessed on a regular basis and disseminated through departments and networks. A contribution towards the cost for this service is usually met by underwriters within the cost of the policy.

One of the key issues on any Professional Indemnity policy, no matter how well it is placed and no matter how good the underwriters might be, is the proper and efficient handling of notifications to ensure matters are properly notified, that underwriters do not form the wrong view of the practice, and that notifications are handled efficiently and to the benefit of our clients.

We believe in providing the highest possible level of service.  We wish to know sufficient about claims and notifications so that we can negotiate positively with underwriters and influence their view, rather than, as tends to happen, simply have the conduct of the particular claim or notification dictated by the view of underwriters.

Our attitude seems to be very well received by underwriters, with whom we have a close working relationship.

A hidden cost of a hard market is often the toughening of the attitude adopted by underwriters in handling notifications.

What makes us different?

Personality/Honesty

Regular, structured and informal contact through which good and, where necessary, bad news is delivered in sufficient time for the client and us to plan ahead.  Our claims department are seen as a full and active part of this process.  Clients trust our advice and our straight forward approach hence why over 90% do not put us under competition.  Our client retention rate is over 95%.

Market Strength

We are seen as the strongest market broker in the sector, for both placing and, very importantly, claims.  Our market relationships allow us to keep our clients one step ahead of the field.

Reliability

Staff retention and a structured succession plan for each client means clients are always comfortable and know the individuals they are in contact with.  This has led to the majority of our clients being retained on a long-term basis. 

Professions

• Accountants
• Actuaries
• Architects
• Estate Agents, Valuers and Auctioneers
• Chartered Surveyors
• Contractors
• Construction Consultants
• Consulting Engineers
• Financial Adviser Networks
• Financial Institutions
• Financial Services
• Fund Managers and Hedge Fund Managers
• Media Consultants
• Quantity Surveyors
• Solicitors, Advocates and Barristers
• Trustees

Senior Partners

Simon Lakey - +44 (0)20 7133 1483  
Simon commenced his career in 1977 within the Professional Indemnity department of JH Minet & Company Ltd and has held a substitutes pass for Lloyd’s since 1978. In 1983 he was recruited by Alfred Blackmore & Company Ltd and was promoted to Divisional Director in 1985. Upon establishment of Alfred Blackmore Professional Indemnity Ltd in 1988 Simon became a Director until his resignation in 1992 when he jointly established Windsor Professional Indemnity Limited. Simon is a registered insurance broker.

Andy Erritt - +44 (0)20 7133 1480
Andrew commenced his career as a Professional Indemnity Placing Broker with C T Bowring in 1981. In 1984 he was recruited by Alfred Blackmore & Company Ltd as a placing broker and was appointed a Director of Alfred Blackmore Professional Indemnity Ltd in 1990. He jointly established Windsor Professional Indemnity Limited in 1992. He is ACII qualified and is a registered insurance broker.

Chris Wright - +44 (0)20 7133 1484  
Christopher started his career training as a surveyor before joining Bowring Professional Indemnity Ltd in 1983. He was recruited as a Broker / Account Handler by Alfred Blackmore & Company Ltd in 1984 and became as Associate Director in 1989. Christopher was also appointed a Director of Cabot Blackmore, a regional subsidiary company. He jointly established Windsor Professional Indemnity Limited in 1992. Christopher is ACII qualified and registered with IBRC.

Julian Lovatt - +44 (0)20 7133 1488    
Julian commenced his insurance career in 1970 with CU. He spent eight years training and becoming a Non-Marine Underwriter and then Claims Adjuster. In 1978 he joined AIG as a PI Adjuster leaving in 1983 to become the in-house PI specialist for Trafalgar House Group. He joined Alfred Blackmore Professional Indemnity Ltd as Claims Manager and subsequently joined WPI in 1992.

Iain Middle - +44 (0)20 7133 1491 
After gaining a degree in Economics, Iain started his career in 1991 with London Underwriting Services Ltd, a firm providing consultancy services to insurance companies in run-off. In 1992 he was recruited by JH Minet & Company Ltd as a claims broker to two of the ‘Big Six’ Accountants. He joined WPI in 1994, became an Associate Director in 2001 and was promoted to Director in 2005